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Today we’re going to be talking about establishing credit. But first I want to get into six reasons why establishing credit is so important.
Lower interest rates
The first is lower interest rates having an established credit score and a good one at that. We actually help you become less risky to the banks. This means that they’ll give you loans with a lower interest rate. This will save you literally tens of thousands of dollars over the course of your lifetime.
Buying a house
Guys buying a house is actually really dependent upon how credit worthy you are if you don’t have credit. You’re most likely not going to get approved for a mortgage unless your spouse or significant other has a really good credit score or if you come to the table with a lot of...